Alice's career in the financial services industry spans over forty years; she has recently been recognized for achieving the status of Director's Council at UBS Financial Services, Inc. Alice's career began on the insurance side of the business at firms like Travelers and Chubb Insurance before moving to Merrill Lynch where she spent more than fifteen years.  Alice's desire to take her career and business to another level led her to UBS Financial Services, Inc.  where she has advised affluent individuals and business owners on all aspects of their personal and business finances.  She is committed to two principles; putting her clients' interests first and providing excellent service.

Alice completed the Project Lombardi Coaching Program and has also received the Wealth Management Education Program certification. Among the many benefits of this program was the need to book segmentation which led to the discovery that her niche market is a powerful and successful female clientele.  Her extensive knowledge, derived from many years in the business, allows her to provide clients with a financial roadmap to help them achieve their goals.  Alice is pleased to provide her clients with access to the full array of global resources and investment solutions that UBS has to offer.

In previous years, Alice has been active in various community and charitable associations including mentoring of high school students, serving on the church counsel, and serving on the boards of various non-profit and networking organizations. She was also a Girl Scout Leader and served as coordinator of school sports for her neighborhood's parochial elementary school.  Over the years, she has been active in the Executive Women's Golf Association "EWGA" Central Jersey Chapter.  Additionally, Alice is an Approved Collaborative Law Professional and able to assist as Collaborative Law Advisor.  Currently Alice is mentoring a veteran protégé through a program called American Corporate Partners to develop a strategy for the unique goals and aspirations of the retired military personnel.  Recently she has become active on the Patient Family Advisory Counsel at Riverview Medical Center in Red Bank, NJ.  Recovering from breast cancer herself, she is paying it forward to those currently struggling with medical issues.

Alice believes that giving to the community where you work and live gives her more avenues and insights to assist her clients. She has instilled in her team the importance of achieving a good work-life balance and leads by example by making time for her family and exercising regularly.  She enjoys travel, theater, golf, good food and wine, family and friends.

Registered States:
AZ, CA, CT, DC, DE, FL, GA, IA, IL, MD, ME, MI, NC, NJ, NY, OH, PA, TN, TX, VA, VT, WI

For the past 25 years, Heather has been helping clients navigate the financial markets. She has worked with both institutional and individual investors focusing on asset allocation & investment solutions. For 15 years her clients were international financial institutions which afforded her the opportunity to develop a keen understanding and appreciation of international financial markets. Today, Heather and her team provide comprehensive wealth management consulting that encompasses financial planning, retirement income planning and investment consulting to name a few.

Heather is as dedicated to family and community as she is to her clients. Although she is a US citizen, she is a native of the lovely island of Barbados. She is the mother of one adult son and a "Big Sister" to a 12 year old girl from Big Brothers Big Sisters who she has been mentoring for 1 ½ years. She's an avid gardener, passionate about golf and serves on the board of the Executive Women's Golf Association Central New Jersey Chapter and community as she is to her clients. Although she is a US citizen, she is a native of the lovely island of Barbados. She is the mother of one adult son and a "Big Sister" to a 12 year old girl from Big Brothers Big Sisters who she has been mentoring for 1 ½ years. She's an avid gardener, passionate about golf and serves on the board of the Executive Women's Golf Association Central New Jersey Chapter.

Registered States:
AZ, CA, CT, DC, DE, FL, GA, IA, IL, MA, MD, ME, MI, NC, NJ, NY, OH, OK, PA, SC, TN, TX, VA, VT, WI