As a Senior Vice President, President's Council Member, and a Banking Champion with UBS Financial Services Inc., Paul Toby takes pride in developing comprehensive financial plans for each of his clients. Since entering the financial services industry in 1993, Paul has concentrated on assisting his clients in achieving their long term financial goals while showing them how to take a disciplined approach to investing.

Paul is a graduate of Central Michigan University with a degree in Finance/Marketing. He currently holds a Series 7 (General Securities Representative) License, Series 31 (Managed Futures) License, Series 66 (Registered Investment Advisor), Series 63(Uniform Securities Agent State Law Examination), as well as a Life Insurance designation.

Paul grew up in the West Bloomfield, Michigan area and currently resides in Bloomfield, Michigan with his wife Keren, and two sons, Ben and Lee. In his spare time, Paul enjoys spending time with family and friends, traveling, working out, and volunteering for different charitable events including the Friends of the Israel Defense Forces.

• Bachelor's Degree in Finance/Marketing from Central Michigan University

• Series 7, General Securities Representative
• Series 31, Managed Futures Representative
• Series 63, Uniform Securities State Agent
• Life and Health Insurance Licensed: AR, AZ, CA, CO, CT, FL, GA, IL, IN, KS, KY, MI, MO, NC, NJ, NM, NY, OH, OR, PA, SC, TN, TX, VA, WA, WI, WY

AR, AZ, CA, CO, CT, FL, GA, HI, ID, IL, IN, KS, KY, MD, MI, MN, MO, NC, NV, NY, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI