Frank joined UBS in 2007 after spending 13 years at Morgan Stanley. He has 21 years of experience and focuses on the development and implementation of estate and wealth transfer strategies. Frank works with high net worth clients to develop a customized strategic wealth plan that includes coordinating the client’s legal, tax and insurance professionals. Frank served as a Member of Mt. Kisco Rotary Club, board member of Mt. Kisco Library Foundation and Rotary International South African Literacy Campaign. Frank along with his wife Melissa and 2 sons Kyle and Zachary live in Pawling,NY.

Registered States:
AZ, CA, CO, CT, DC, FL, GA, LA, MA, MD, MI, MN, NC, NJ, NM, NV, NY, OR, PA, RI, SC, TN, VA, WA

Ray has been with UBS since 2007 after spending 13 years at Morgan Stanley. Ray earned the CIMA® designation from the Wharton School of Business in 2006 and focuses on managed account relationships, alternative assets and managing client liabilities. Ray is responsible for implementing the UBS asset allocation according to each client’s individual needs. He is a member of IMCA, the Investment Management Consultants association and a Board Member of the Harlem YMCA

Registered States:
AZ, CA, CT, DC, FL, GA, LA, MA, MD, MI, MN, NC, NJ, NM, NV, NY, OH, OR, PA, RI, SC, TN, VA, WA

Sam joined UBS as a Financial Advisor in 2007 after spending 7 years with Morgan Stanley. Prior to that he spent 15 years as an independent business owner. His role as a partner is to acquire detailed client information, develop a personalized, comprehensive financial plan, and have a clear, on going understanding of every facet of our clients’ financial and personal objectives. Sam has a passion for developing and growing relationships with our clients and their families. Sam, along with his wife Carmelina, and their 2 children Matthew and Sam are residents of northern Westchester.

Registered States:
AZ, CA, CT, DC, FL, GA, LA, MA, MD, MI, MN, NC, NJ, NM, NV, NY, OR, PA, RI, SC, TN, VA, WA

Jill joined the CHG Group with 16 years of financial services experience. Throughout her career in the financial services industry Jill has worked in various roles within the retail branch environment. This varied experience and relationships built with clients has helped Jill provide a more efficient atmosphere for both the clients’ financial growth and the teams’ effectiveness to their business approach. Jill and her husband Antonio, along with their 3 children live in Northern Westchester.

Registered States:
CT, NJ, NM, NY, PA