Purpose and passion

Russ is the CEO and Chief Investment Officer of CORAL Investment Partners, as well as one of its co-founders. He is a senior portfolio manager for the Portfolio Management Program—managing large-cap growth and high-yield equity portfolios. Russ brings his considerable expertise and passion to equity investing and advising clients on asset allocation suitable to their unique situations.

Russ is disciplined and well-grounded in the investment process, with the confidence and conviction to act. He helped form CORAL Investment Partners as a remedy to all the bad products, poor advice and unknowledgeable advisors he has seen during his more than 40 years in the business. Along with his team, Russ enjoys helping people, beating expectations and seeing the good outcomes experienced by the families he advises.

A fascination with how companies grow

Growing up, Russ was fascinated by the family portfolio his grandfather put together from a few shares of General Electric stock. His fascination grew into an interest in how businesses grow or fail over time. Russ graduated cum laude from Rutgers University with a B.A. in economics. He started his career in the financial services industry in 1977 as a Financial Advisor with Merrill Lynch. He continued in that capacity and added the role of Portfolio Manager at Oppenheimer. He joined UBS (then PaineWebber) in 1994, where he was a solo Financial Advisor. In 2000, he was joined by his partner and wife, Margaret Beal. Along with Tom Coash, they formed CORAL Investment Partners in 2011. Russ was appointed Managing Director, Investments, in 2012. He has taken part in the UBS pilot program for the Clinton Initiative, a mentoring program working with small business clients and women entrepreneurs. He also serves on the UBS Portfolio Management Council, an editorial advisory group for wealth management research.

Outside UBS

Russ is on the investment committee of the Center for Arts Education of New York City. He and his wife Margaret live in Scarsdale, NY. They have two college-aged sons, Matthew and Casey. Russ is a wine collector, an avid sailor and enjoys skiing during the winter months.

Professional achievements and education

• B.A. in Economics from Rutgers University (cum laude)
• Henry Rutgers Scholar in Economics
• Executive Finance Program, NYU Stern School of Business
• Licenses include: series 5, 7, 8, 31, 63, 65. Health, Life, LTC, Variable Annuity, Variable Life insurance in NY, CT, FL, IL, MA, NJ, SC
• Certified Portfolio Manager
• Forbes Best-In-State Wealth Advisors, NY, 2019
• Barron's top 100 Financial Advisors, 2013-2020
• Barron's top 1,200 Financial Advisors, 2014-2020
• Barron's top 1,000 Financial Advisors, 2011-2013
• Financial Times 400 top Financial Advisors, 2013-2020
• Pinnacle Council 2014 – present

Registered States:
AK, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, MD, ME, MI, MN, NC, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY

Making a difference

Margaret advises clients on financial planning, taxation, asset allocation and manager selection. Before joining UBS in 2000 she worked for a decade for an institutional asset management firm where she learned firsthand how the largest investors manage their billions. She brought this expertise to the clients she serves today. Like the rest of the CORAL Investment Partners’ team, she works hard every day to make a difference in her clients’ lives.

Extensive experience

Driven by a lifelong desire to help people, Margaret entered the financial services industry right after graduating from New York University in 1982. Before joining UBS, she worked for Glickenhaus & Co., where she served as Director of Client Service, overseeing a staff of 22 people. She holds the Series 7, 8, 24, 53, 63 and 65 securities licenses. Margaret is a Certified Financial Planner^® professional and holds a UBS Private Wealth Advisor certification.

Outside UBS

Margaret lives in Scarsdale, N.Y. with her husband, Russ, and two college-aged sons, Matthew and Casey. She is passionate about the environment and is a member of the Conservation Advisory Council appointed by the Town Board of Greenburgh, NY.

Registered States:
CA, CO, CT, DC, FL, MA, NJ, NY, OH, OK, OR, PA, TX, UT, VT, WY

Registered States:
AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, MD, ME, MI, MN, NC, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WY

Finding solutions

Dan’s area of expertise is helping individuals and their families with wealth transfer strategies. He is committed to providing financial planning for his clients that takes into account the fact that their lives and finances change over time.

Before Dan joined UBS in 1997, he was a successful small business owner, building a specialty food manufacturing firm. This experience taught him the perseverance to find solutions to difficult issues. It also gave him an appreciation of the importance of good customer service.

A natural expertise

Dan comes by his expertise in financial affairs naturally—his father was a broker with Kidder, Peabody, PaineWebber and UBS. Dan studied at Green Mountain College in Vermont, where he earned an Associate Degree in science. He holds the Series 7, 63 and 65 securities licenses as well as the life and health insurance license. He holds a UBS Private Wealth Advisor certification.

A commitment to helping

Dan supports organizations that help those with disabilities use adaptive equipment to enjoy outdoor activities. He also supports organizations that rescue dogs and cats.

Dan lives in Harrison, NY, with his wife Lisa and their two college-aged children. He especially enjoys outdoor activities including golf, saltwater fly fishing and alpine skiing.

Registered States:
AK, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, LA, MA, MD, ME, MI, MN, NC, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WY

Delivering high value

Reed is a Private Wealth Advisor focusing on high net worth individuals—in particular, the unique financial needs of founders of both start up and late stage companies and Wall Street professionals. He delivers high value by creating thoughtful wealth management and exit plans that drive a tailor-made investment policy. He particularly enjoys developing deep relationships with his busy clients as he helps handle what can be one of the most challenging areas of their lives.

Hooked by the energy

As he was growing up in South Florida, Reed’s aunt ran a trading desk at Merrill Lynch in New York. When Reed and his sister visited her at work as kids, he was hooked on the energy and excitement of the industry. (As was his sister, who is now a sales trader at Bank of America Merrill Lynch.) After Reed graduated from Florida State University with a degree in finance, he moved to New York and joined UBS in March of 2009. He has earned one of the industry’s most widely recognized credentials, Certified Financial Planner^® professional in 2014.

Outside UBS

Reed’s primary philanthropic interest is St. Jude Research Hospital, where he serves on their “Invest in Hope” committee. He lives in Williamsburg, Brooklyn with his wife Hope and his Great Dane, Trudy. Reed loves traveling, hiking, sports and anything ocean-related.

Registered States:
AK, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, LA, MA, MD, ME, MI, MN, MO, NC, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WY

Direct to a client’s needs

Lance’s focus at CORAL Investment Partners is financial planning, wealth transfer, asset allocation and risk management. Being part of one of UBS’s largest teams gives him the opportunity to provide clients with a family office experience and unmatched level of expertise. Lance believes in the importance of giving clients services that are holistic in nature, delivered in a language that is easily understood.

Expertise that began early

Lance has been interested in finance and the markets ever since he was a teenager. He began his career in financial services at Metropolitan Life Insurance Company as a Financial Advisor. In 2001, he joined JP Morgan Chase and Co., where he was responsible for managing client relationships with an estimated $100 million in assets. Joining UBS in 2006, Lance assisted in the creation of the firm’s financial planning offering for high net worth clients and held the title of Wealth Management Consultant for UBS’s New York Metropolitan Region before joining the CORAL team.

Outside UBS

Lance is married with two children. Above all, he enjoys spending time with his family, particularly at the beach. He is also an audiophile who loves playing the guitar. In his spare time, he coaches his sons’ Little League baseball teams and volunteers with his church.

Professional achievements and education

• B.S in Business Administration from Eastern Connecticut State University
• M.B.A in Finance from New York University’s Stern School of Business
• Series 7, 66 and 63 securities licenses
• Licensed life and health insurance producer
• Certified Financial Planner™ professional
• Certified Divorce Financial Analyst^®
• 2018 Chair of the Certified Financial Planner Board of Standards’ Disciplinary & Ethics Commission

Registered States:
CA, CT, DC, FL, LA, MA, NC, NH, NJ, NV, NY, OK, OR, RI, SC, VA, WV, WY

Part of a driven team

Natalie oversees day-to-day administration as the business operations manager for the team. She partners with the CORAL Investment Partners’ advisors and staff with the aim of delivering a high standard of service and personal attention to clients. She really enjoys the challenges and collaborative nature of working with a team driven to achieve a common goal.

A family introduction to financial services

Originally from Oklahoma, Natalie was introduced to the financial services industry through her sister, a financial advisor in a family-owned brokerage firm. She graduated cum laude with a B.A. in finance from the University of Central Oklahoma in 1999. After working with a top retirement advisor at Smith Barney, they transitioned to UBS in 2003. She joined Russ and Margaret in New York in 2007 and became team administrator for CORAL Investment Partners in 2011. She holds the Series 3, 7, 63 and 65 securities licenses as well as the life, health and long-term care insurance licenses in the state of New York.

Active and committed

Natalie is active within UBS, attending annual peer events hosted by the corporate office and mentoring other private wealth team administrators. Her activities continue in her private life, where she volunteers with the charity God’s Love We Deliver.

Natalie lives in Brooklyn, NY with her husband Ryan and daughters Lydia and Josie. She loves touring and dining in the diverse neighborhoods of New York with her family. She is also passionate about cooking.

Registered States:
CA, CO, CT, DC, DE, FL, MA, MD, NJ, NV, NY, OK, PA, TX, UT, WY

Ann’s responsibilities on the CORAL Investment Partners’ team include identifying and implementing financial planning opportunities, assisting with the development of customized asset allocation strategies, performance reporting and general client service.

Ann started her career in 1996 at Smith Barney and moved to UBS in 2005. She is a Certified Financial Planner^® professional and holds the Series 7 and 63 securities licenses. She also holds the life, accident and health insurance licenses.

Ann graduated with a B.A. in psychology from Montclair State University. She lives in River Edge, NJ with her husband Brian and school-aged children Maddy and Will. In her spare time, she likes to cook and garden.

Registered States:
AL, AZ, CA, CO, CT, FL, MD, NJ, NY, WY

Long-lasting client relationships

Kelly’s responsibilities include business development and marketing, addressing administrative and operational issues, and providing all clients with the highest level of service. She enjoys functioning as part of the CORAL Investment Partners team to help clients reach their financial and personal goals. The ability to build long-lasting, trusting relationships with clients is what satisfies her most about her job.

An education in personal finance

Kelly got into the financial services industry because of her belief in the importance of being educated in personal finance. She joined UBS in 2012 after graduating cum laude with a B.S. in finance from Providence College. She holds the Series 7 and 66 securities licenses as well as the life, accident and health insurance licenses for the state of New York. She is also a Chartered Retirement Planning Counselor (CRPC^®).

Outside UBS

Kelly lives on Long Island with her husband, Dustin. She enjoys participating in UBS Volunteer Days at the NY Common Pantry. In her spare time, Kelly loves fitness, cooking, travel and spending time with family and friends—especially at the beach.

Registered States:
CA, CO, CT, FL, LA, MA, MD, NJ, NY, SC, TX, VA, WY

Ryan's primary responsibilities include developing and producing our unique custom reporting and driving the teams marketing efforts. He offers expertise in the firm's alternative investment offerings and oversees AI strategies within our clients' portfolios.. Above all, Ryan focuses on being in tune with the markets and helping the CORAL Investment Partners team stand out from others. 

Ryan’s natural interest in the markets and financial services grew while he was attending Northeastern University; his mentor recommended him to UBS’s Graduate Talent Program (GTP). He graduated from Northeastern with a B.A. in business management with a focus on finance and marketing and joined UBS in 2013. He holds the Series 7 and 66 securities licenses.

Ryan lives in New York City. He enjoys golf, skiing, soccer (Chelsea F.C.) and the New York Yankees.

Registered States:
CA, CT, DE, FL, IL, MA, MD, MN, NJ, NV, NY, PA, RI, TX, WY

Comprehensive client service

Charmaine provides comprehensive client service in all aspects of account administration and operations, onboarding new clients, and building and maintaining long-lasting client relationships. In addition, Charmaine supports the CORAL Investment Partners’ team’s business development and marketing efforts.

Building a career from college

Charmaine became interested in the financial services industry while attending New York City Technical College. After graduating in 1985, she began her career on the Unit Trading Desk at Drexel Lambert, eventually holding positions as a registered sales assistant, account executive and branch service administrator. She joined UBS in 2006. She holds the Series 7 and 63 securities licenses and has an Associate in Applied Science degree in accounting.

Outside UBS

Charmaine volunteers at the women’s ministry at Zion AME Church in Burlington, NJ. She lives in Burlington, NJ and has two children, Lenny and Kira. She loves traveling, gardening and reading.

Registered States:
AZ, CA, CO, CT, FL, GA, MA, NJ, NY, PA, TX, VA, WY

Client service and communication

Shlomo supports the CORAL Investment Partners’ administrative functions, concentrating his efforts on account maintenance and client communication. He is an active part of the team’s ongoing effort to refine its client service model in order to maintain and uphold CORAL Investment Partners’ commitment to providing structured, personalized client service. 

A passion for helping others

While at Baruch College, Shlomo sought a client-centric business where he could combine his interest and knowledge of finance with his passion for helping others. He joined UBS as an intern in 2014, during his junior year, and came on board permanently after graduating magna cum laude from Baruch with a B.B.A. in finance and investments. He holds the Series 7 and 66 securities licenses.

Outside UBS

Shlomo volunteers at Belev Echad, a nonprofit organization that supports IDF soldiers and veterans, and at SBH, a charitable organization dedicated to caring for those less fortunate in his community. He lives in Brooklyn and enjoys basketball, soccer, tennis and hiking.

Registered States:
CA, CO, CT, FL, LA, MA, MD, NJ, NY, SC, TX, WY

A team-focused approach

Alex prides himself on his dedicated attention to clients, working hard and providing exceptional service. As a student-athlete and today as he participates in sports, Alex brings this team focus and commitment to working on behalf of CORAL Investment Partners’ clients. He believes this is the right way to develop long-lasting relationships built on experience and integrity.

Finance runs in the family

Alex credits the influence of his parents and his older brother, who all work in finance, for launching his interest in wealth management. He graduated from Bucknell University with a Bachelor’s degree in history and classics. Alex holds the Series 7, 63 and 65 securities licenses.

Outside UBS

Residing on Long Island, Alex enjoys taking part in all things active. He enjoys training and playing lacrosse.

Focused on customized reporting

A new member of the CORAL Investment Partners team, Shana’s responsibilities center on providing clients with thoughtful and highly customized asset growth reports based on their portfolios. She also supports the team by handling client requests, supporting marketing efforts and developing the team’s Financial Advisor profiles.

Driven by an interest in economics

Shana became fascinated with financial services while a student at Oberlin College. Her interest in market-focused macroeconomics and financial derivatives eventually led to her earning a B.A. in economics (with a concentration in math) in 2018. She joined UBS and the CORAL team later that year.

Outside UBS

Shana lives in New York City where she enjoys taking long walks throughout the city and spending time with friends. On weekends, she loves returning home to Fairfield, CT to visit family and bake cookies with her sister.

Registered States:
NY, WY