Over her nearly four decade career in financial services, Holly has been at the forefront of what she calls “anticipatory wealth management.” She strives to understand the motivations and aspirations of each member of the client family and reach consensus on goals and overall financial management. Holly and her team work to map out—that is, anticipate—the family’s likely milestones and their impact or contribution to the asset base. This preplanning means the team is ready with targeted financial strategies and solutions for education savings, separately managed accounts for graduates or newlyweds, gifting and trusts for children and grandchildren, retirement income and expense planning, healthcare savings, and estate planning.

Holly is an avid world traveler with a keen interest in archeology and gourmet cooking. Holly entered the financial services industry in 1977 and joined UBS in 1985. Holly was recognized on the Financial Times Top 400 Advisors in 2014 & Forbes Top 200 Women Advisors in 2017.

She is a Registered Options Principal, and holds a FINRA Series 7 and 63 licenses. She earned a Bachelor of Arts degree from Hollins University with honors in Economics and a minor in Statistics.

Registered States:
AL, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, ME, MI, MN, MS, MT, NC, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY

Chuck has been working at UBS since 1978 and joins four previous generations in the securities business. F.S. Smithers was acquired by PaineWebber in 1973 and, in turn, PaineWebber was acquired by UBS in 2000.

Chuck’s concentration is in the equities markets, where he applies classical economic theory and hard-money monetary principles in the oversight of client portfolios. Chuck has a strong discipline when managing client accounts that differentiates him from other advisors. Seeing many market cycles, Chuck has the experience to navigate and position your portfolio to ensure that your money is efficiently invested.

A Hobart College graduate, Chuck enjoys golf, flat-water fishing and coaching high school lacrosse. He holds the Series 3, 7 and 63 securities licenses.

Registered States:
AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MS, MT, NC, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY

Ron has provided high net worth individuals and institutions with investment advice and services for over 20 years, focusing on asset allocation strategies that emphasize municipal fixed income instruments. “We are deeply invested in understanding the needs and objectives of our clients and go to great lengths to provide in-depth, customized plans. We diligently monitor portfolio allocation over time to ensure it remains true to its mission and consistent with the clients’ vision of financial success.”

Ron is equipped to offer a holistic wealth management experience as clients transition through critical junctures in their lives. Ron is a Chartered Retirement Plan Specialist which focuses on the process of designing, installing, and maintaining company retirement plans. He also has a PMP certification, life and health insurance licenses and his Series 7 and 63 securities license. Ron uses these tools as a resource to clients. Ron graduated with a degree in finance from Boston College and lives with his wife and three children in New Jersey.

Registered States:
AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, MA, MD, ME, MI, MN, MS, NC, NH, NJ, NM, NV, NY, OH, OR, PA, RI, SC, SD, TN, TX, VA, VI, VT, WA, WI, WV, WY

Michael began his financial career as a foreign currency trader specializing in Asian markets. He specializes in portfolio management, wealth transfer strategies and financial planning.  Along with the team, Michael is fully equipped to provide spcialized solutions to a multigenerational clientele of affluent families and business owners.

He utilizes several equity, exchange traded and mutual fund models to optimize portfolios of his clients.  Along with a thorough understanding of his clients needs, Michael efficiently and effectively tailors a solution for each client to accomplish their goals.

Michael is FINRA-registered and hold Series 3, 7, and 66 securities licenses as well as licenses for life, accident and health insurance and variable annuities. Michael is originally from Naples, Florida and received his degree in Finance from the University of Central Florida.

Registered States:
AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, LA, MA, MD, ME, MI, MN, MS, NC, NH, NJ, NM, NY, OR, PA, RI, SC, TN, TX, VA, VT, WA, WI, WV, WY

Richard is a Senior Wealth Strategy Associate and has over 17 years of experience within the financial services industry. Rich started his career at Merrill Lynch after attending Dickinson College and subsequently joined PaineWebber in 1996. Prior to joining the team he was a member of the branch management team for two New York City offices within UBS Financial Services Inc. As a Certified Financial Planner professional, Rich works with high net worth clients and their families with a focus on financial planning, asset allocation and liability management.

Registered States:
AZ, CA, CO, CT, DC, DE, FL, GA, IL, MA, MD, ME, MI, NC, NH, NJ, NM, NV, NY, OR, PA, RI, SC, TN, TX, VA, VT, WA, WV

Johanna’s career with UBS started in 1995 at PaineWebber Inc. She graduated From Queens College with majors in Economics and Anthropology. Johanna has worked with HSG principal member Charles Smithers for over 13 years. She is dedicated to excellent customer service and oversees all account administration and operational issues. Johanna is Series 7 and 63 registered. She and her husband have three children and live in Long Island, NY.

Registered States:
AZ, CA, CO, CT, DC, DE, FL, GA, IL, KS, MA, MD, ME, MI, MN, MS, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TN, TX, VA, VT, WA, WV, WY