Our approach to wealth management is built on three distinct, yet fully integrated, pillars:

• Our focus on planning helps to unify all aspects of your financial life, including goals-based investing, lending and insurance solutions, estate planning and charitable giving
• Investment strategies provide clear direction around asset allocation, portfolio management, risk management and tax minimization solutions
• Relationship management coordinates all your professional advisors into one collaborative and comprehensive perspective.

We’ll help you at each phase of life:

Have I saved enough to retire comfortably? Entering retirement, many people fear the possibility of outliving their savings. Our protective strategies can help ease concerns about how long you will need to draw your funds in retirement and preparing for unexpected expenses.

Will I generate enough income in retirement? Our team can help you evaluate your potential retirement cash flow, income sources and your investment choices more clearly. We’ll work with you to maximize your employer benefits, address retirement income gaps, and optimize social security benefits.

What about the rising costs of health care? We address the potential significance of rising healthcare costs by objectively analyzing all of your current insurance policies such as life, long-term care, and disability insurance. Our solutions help to protect your assets so you can maintain your lifestyle.

Insurance products are issued by unaffiliated third-party insurance companies and made available through insurance agency subsidiaries of UBS Financial Services Inc. Guarantees are based on the claims paying ability of the issuing insurance company.

Customized portfolio management. Many of our clients prefer to delegate the day-to-day management of their assets.

Asset allocation. Through our comprehensive due diligence and planning process, we can craft an asset allocation based on your family’s goals, growth and income needs, and tolerance for risk.

Risk management. By listening and aligning with your objectives, we focus on strategies that help mitigate risk and build diversified portfolios.

A network of professionals. We have built strong relationships with a wide array of experts, both inside and outside of UBS. In addition, we will work closely with your team of accountants and attorneys, leading the effort to develop one integrated approach.

Accessibility and accountability. Our trusted and highly experienced client service team fulfills a host of financial and personal needs. We help you stay connected to your entire world, from daily account issues, to setting up online services to handling statements and tax information.

Private Wealth Management. With access to our global platforms and the financial and intellectual strengths of UBS experts in Wealth Management, Asset Management and our Private and Investment Banks, you’ll have the resources available to help you pursue your financial goals.