Mike Karl is a CERTIFIELD FINANCIAL PLANNER™ (CFP®). He is also a Certified Investment Management Analyst (CIMA®). Mike has over 39 years of experience in the financial services industry, 38 years with UBS Financial Services (25 with Piper Jaffray). Mike has a BA in Commercial Economics from South Dakota State University. Mike's hobbies include flying, golf, running, hunting and music. He resides in St. Cloud with his wife.

Registered States:
AZ, CA, CO, DE, FL, HI, IA, ID, MA, MN, MT, NC, NM, NV, NY, OR, SD, TN, TX, WA, WI

Matt Nikodym has over 16 years of experience in the financial services industry. He joined UBS in 2003. He holds a B.S. degree in Finance from St. Cloud State University. Matt is a Credited Asset Management Specialist (AAMS) as well as a Chartered Retirement Plan Specialist (CRPS®).  Matt's hobbies include cycling, golf, tennis and skiing. He resides in St. Augusta with his wife and three children.

Registered States:
AZ, CA, DE, FL, ID, MA, MN, MT, NC, NE, NM, NV, NY, OR, SD, TN, TX, WA, WI

Jeff has been in the financial services industry since 1998 and his experience includes a previous stint with Piper Jaffrey and then UBS, Wells Fargo Advisors and he has just recently rejoined the UBS team.  Jeff believes in building strong personal, as well as professional relationships with his clients.  It is apparent that his clients trust and respect him, because he has built many long-term relationships. His goal is to help his clients achieve their own individual definition of financial success.  

Jeff lives in St. Joseph, Minnesota with his family and when he is not working, he enjoys his time with his three teenage children, getting involved in their activities and relaxing weekends at the family cabin near NIsswa.  Jeff is a CERTIFIED FINANCIAL PLANNER ™ (CFP®) and has earned his Series 6, 7, 63, and 65 securities licenses, as well as his Minnesota insurance license.

Registered States:
AZ, FL, MN, MT, NV, TX, WI

Veronica Villeneuve is a Wealth Strategy Associate.  She has a B.S. degree from St. Cloud State University and has over 7 years of sales and marketing experience.  Veronica holds Series 7, 63, and 65 securities licenses and her insurance license.  Veronica's hobbies include running, fishing, golf and hiking.  She resides in Sartell with her son.                                                                      

Registered States:
AZ, CA, CO, FL, HI, MN, MT, NY, SD, TX, WA

Kalee Olson is a Registered Client Service Associate. She has 23 years of experience in the financial services industry. She has been with UBS for over 12 years. Kalee holds Series 7, 63 and 65 securities licenses and she has a B.A. degree from St. Cloud State University. Kalee resides in Alexandria with her husband and two children.

Registered States:
MN

Tracy Meyer is a Client Service Associate. She has 19 years of experience in the financial industry. She has been with UBS (formerly Piper Jaffray) for over 14 years. Tracy has an A.A.S. degree from Alexandria Technical College. She resides in Sauk Centre with her husband and two children.

Michelle Beeman is a Client Service Associate.  Michelle joined our team with over 25 years of experience in the Retail Management and Sales field.  She holds B.A. degrees in Business Administration and Organizational Communications from Concordia College, Moorhead Minnesota.  Michelle and her husband enjoy traveling, spending time at the lake and scuba diving.   Michelle resides in Sartell with her husband John.