• ERISA 404(c) compliance checklist assistance. We help with ERISA section 404(c) compliance, which may shield sponsors from liability for poor investment decisions made by plan participants.
• Asset allocation modeling. Through asset and liability analysis, we detail spending policy evaluation and formulation, strategic rebalancing and tactical positions.
• Ongoing reviews. We hold regular reviews outlining policy compliance, performance attribution, economic conditions and rebalancing recommendations.
• Performance measurement and recordkeeper. We provide customized reporting, trustee and fiduciary education, custody and trust services and platform transition coordination.
• Manager search and selection. A successful investment manager search includes a disciplined selection process, consistency in applying that process and skilled search professionals to implement the process.
• Nonqualified plan services. The unique structure of nonqualified plans demands the attention of a full service consultant, including plan design, funding analysis and implementation.

Chartered Retirement Plan Specialists

David E. Sytsmaand Lucas Mistretta are Chartered Retirement Plan Specialists, having completed a rigorous program of study focused on supporting the needs of plan sponsors who create, implement and maintain retirement plans for businesses

• Support for your fiduciary duties. We acknowledge our responsibility in writing as defined in Section 3(21) of ERISA and will help you address your fiduciary obligations.
• Investment Policy Statement. Our team can help you develop a formal policy that reflects your objectives, risk requirements and parameters for investment selection and evaluation.
• Objective investment advice. Our compensation structure is not determined by the investments you select and we are platform-independent.
• Investment manager and fund searches. Our in-depth search, due diligence and cost analysis can help identify investment managers and funds.
• Independent investment reviews. Our investment review process helps ensure no investments have fallen outside the parameters of the Investment Policy Statement.

UBS Investor Watch, 2Q 2018, The century club.

• Employee education. By understanding your organization’s unique culture, demographics and educational needs, we will help you develop a comprehensive participant education strategy.
• Executive financial planning. Our team helps senior executives get the most from their equity incentive program and stock option plans by integrating it with their overall wealth management strategy. Focused on their short-and long-term goals, we help develop financial plans that address retirement, estate, taxes, insurance and investment management.
• Communication and resources. We reach out to participants, providing ongoing financial education through one-on-one consulting by phone or in-person, workplace seminars, newsletters brochures and worksheets

Source: PWC Special Report: Financial stress and the bottom line, 2017.

• Thought leadership. With the strength of a truly global wealth manager, UBS is a source of retirement thought leadership and practical financial knowledge.
• Stability. UBS’s solid long-term credit ratings and economic stability rank within the highest levels among large global banks.
• An independent platform. One of the great advantages our team has is our truly independent approach. We offer flexible custody and are not constrained to internal investment products.
• Clear pricing.Our team is able to leverage economies of scale to provide relationship level pricing to all our clients regardless of their asset size.

Source as of 12/31/2018 based on UBS reporting. Includes defined contribution and nonqualified deferred compensation plans served through UBS Institutional Consulting and Retirement Plan Consulting Services programs.