Phil joined PaineWebber as an intern in 1990 after attending Eastern Michigan University. With more than 20 years of experience, Phil has been able to attain several important UBS designations, such as Wealth Advisor and Senior Portfolio Manager. He obtained the Certified Investment Management Analyst^SM (CIMA®), through IMCA and the Wharton School of Business.

Phil's philanthropic passions continue to grow both personally and professionally.  As an Endowment & Foundation Consultant (EFC) as well as a Chartered Advisor in Philanthropy (CAP),  he assists many families and nonprofit organizations in fulfilling their missions.  Phil is active as both a volunteer and member of the Board of Directors for Make a Wish Michigan.

Phil and his wife, Sara live in Northville, MI. they have three children.   He enjoys family adventures, traveling, kayaking and hiking.

Registered States:
AL, AZ, CA, CT, FL, GA, IA, ID, IL, IN, KS, MA, MI, MN, MO, NC, NJ, NV, NY, OH, OR, PA, SC, SD, TN, TX, UT, VA, WI, WV

Tim entered the financial services industry in 2001 and joined UBS in 2008.  He currently holds the title of Senior Vice President – Wealth Management and is one of 3 partners on the Penniman Wealth Management team in Plymouth, MI.

Tim holds a B.A. in finance from Eastern Michigan University. He is a CERTIFIED FINANCIAL PLANNER™, (CFP^®), Certified Private Wealth Advisor (CPWA) and a Senior Portfolio Manager.

Tim has been recognized as an industry leader, being named America's Top Next-Generation Wealth Advisors in 2017 and 2018 by Forbes as we well as Best-In-State Wealth Advisor in 2018 and 2019. He is also recognized as a firm leader, being nominated to UBS's Top 35 under 35 list in 2014.

Tim resides in Northville, MI with his wife Kelli, their daughters Reid and Harper and golden doodle, Lucy. Outside of the office, Tim is passionate about making a difference in the lives of others and is involved with Make-a-Wish Foundation and Centers-for-Success.

Registered States:
AZ, CA, CT, FL, GA, IA, ID, IL, IN, KS, MA, ME, MI, MN, MO, NC, NE, NJ, NY, OH, OR, PA, SC, TX, UT, VA, WI, WV

Kevin joined UBS Financial Services, Inc in 1987 through its predecessor companies, Kidder Peabody and PaineWebber.  A graduate of Butler University with a degree in mathematics, Kevin also holds an M.B.A. in finance from the University of Detroit. He is a Certified Financial Planner^TM(CFP®), a Certified Private Wealth Advisor (CPWA®), a Certified Exit Planning Advisor (CEPA), and is a member of the Investment & Wealth Institute, formally IMCA.

With over 30 years of experience working with affluent families, business owners, and corporate executives, Kevin is committed to establishing long-term multigenerational relationships with clients, understanding what's important to them, aligning their values, dreams, and goals; and delivering the professional expertise of our team backed by the global resources of UBS.

A resident of Rochester Hills, Michigan, Kevin is an inductee into Butler University's Athletic Hall of Fame and recipient of Butler's Katherine Merrill Graydon Alumni Service Award.  Currently the President of the Greater Detroit Butler Alumni chapter, Kevin is active connecting Butler alumni and current students.  Within the community he has worn many hats as past president of Marian High School Athletics, and as an Introduction Leader for Landmark Education Worldwide.  Kevin enjoys biking and skiing, but considers the time he spends with his children and grandchildren as the most important part of his life.

Registered States:
AZ, CA, CT, DC, FL, GA, IL, IN, MA, MI, MO, NC, NM, NY, OH, OR, PA, SC, TN, TX, UT, VA, WI

Mrs. Emerson has worked in investment consulting for over 20 years. Mrs. Emerson serves as co-partner on more than 20 Defined Contribution plans representing over $920 million in assets under management as off September 2012 and over 15,000 participants. Her duties included all aspects of Defined Contribution management including proposal requests/responses, fiduciary/employee education, employee communications, investment reporting/evaluation, ERISA reviews, 401k daily operation and industry analysis. Mrs. Emerson holds a Bachelor of Science degree from Oakland University.

Registered States:
AZ, CA, CT, FL, GA, ID, IL, IN, KS, MA, MI, MN, NC, NJ, NY, OH, OR, PA, SC, TX, VA, WA, WI

Craig Brass has been in the field of investment consulting for 20-years. Mr. Brass serves as co-partner on more than 20 Defined Contribution plans representing over $920 million in assets under management as of September 2012 and over 15,000 participants. Mr. Brass provides fiduciary/employee education, works with providers on investment screening, provider screening, selection/monitoring services; concentrating on research, individual asset allocation recommendations and new business. Mr. Brass holds a Bachelor of Science from Bowling Green State Univ. and a Masters degree from MSU.

Registered States:
AZ, CA, CT, FL, GA, ID, IL, IN, KS, MA, MI, NC, NJ, NY, OH, OR, PA, SC, TX, VA, WI

Joe works with clients providing holistic wealth management services and individual attention. He tailors solutions for each client and their family; creating a financial plan, developing proper investment allocation, and regularly monitoring performance towards established goals. Joe joined UBS in 2010, and holds both Series 7 and Series 66 securities licenses. He lives in Plymouth and is a proud graduate of Wayne State University in Detroit. Away from the office, he is an avid road racer and yogi, and an advocate for many local charities. Joe serves on the board of Eden Gives, which provides food and healthy lifestyle education to malnourished families of Detroit, and he supports Food Gatherers of Ann Arbor, the Michigan Women's Foundation, and Team Red White & Blue.

Registered States:
AZ, CA, CO, CT, FL, GA, ID, IL, IN, KS, MA, MI, NC, NJ, NY, OH, OR, PA, SC, TX, VA, WI

Megan joined UBS in 2015. Prior to UBS, she interned on Wall Street with Deutsche Bank in New York City and with the Capital Markets team at Quicken Loans in Detroit. 

Megan holds a B.B.A.  in Business Adminstration with an emphasis in FInance from the University of Michigan's Ross School of Business. She is a CERTIFIED FINANCIAL PLANNER™, CERTIFIED DIVORCE FINANCIAL ANALYST™ professional and holds Series 7 and 66 securities. Megan is an active member of divorce-specific organizations including the Collaborative Practice Institute of Michigan, International Academy of Collaborative Professionals, and Association of Divorce Financial Planners. She is also a member of Pastel Plymouth, a network for professional women.

Meg and her husband, Zach, live in downtown Plymouth with their dog Kaya.  They are both very involved in the Divine Child High School community. Meg also volunteers at the Michigan Humane Society. They enjoy traveling, running, and hiking in their spare time.

Registered States:
AZ, CA, CT, FL, GA, ID, IL, IN, KS, MA, MI, MO, NC, NJ, NY, OH, OR, PA, SC, TX, UT, VA, WI

Brad joined UBS in 2017 after graduating from the Andre B. Lacy School of Business at Butler University with a double major in finance and economics.  Prior to joining UBS, Brad worked both as a Research and Development Analyst with Eli Lilly in their Elanco division and as a financial analyst with the Butler Business Consulting Group. Brad has accomplished the rare feat of completing all three levels of the CFA on his first attempt. The CFA Charter is the gold standard in the investment industry, distinguishing a select few advisors across the world with the nuanced understand for intricate security valuation, portfolio composition, and a strict adherence to a code of professional standards. Brad has also earned the prestigious Certified Exit Planning Advisor Designation (CEPA). Recipients of this designation receive specialized training to align all business, personal, and financial aspects of a business owner's life into a succinct plan.

Brad stays active in the community by volunteering as a Make a Wish "wish grantor" and participates in a number of advisory boards at Butler University. In his downtime, Brad enjoys reading and being outside with his fiancée, Mariah. He also enjoys cheering on his two favorite teams – the Butler Bulldogs and the New York Yankees.

Registered States:
AZ, CA, CT, FL, GA, ID, IL, IN, KS, MA, MI, MO, NC, NJ, NY, OH, OR, PA, SC, TX, UT, VA, WI

Michele joined UBS in 2006 and has been with Penniman Wealth Management for more than ten years. She attended Grand Valley State University in Allendale, where she majored in finance and accounting. Michele holds Series 7 and 66 securities licenses. Michele and her husband, Anton, have one son. In her spare time, she enjoys spending time with family and being a baseball mom. 

Registered States:
AZ, CA, FL, MI, TX, VA

Jennifer joined the Emerson Brass Group in October of 2004. On a daily basis Jennifer assists 401(k) participants with inquiries pertaining to loans, distributions, investment allocation and performance. Additionally, Jennifer is responsible for coordinating and conducting individual and group employee education, as well as the New Employee Orientations. Jennifer is a graduate from Central Michigan University.

Registered States:
GA, IL, KS, MI, OH

Anthony came to the Plymouth UBS office as an intern in 2017 while finishing his undergraduate degree at Eastern Michigan University.  Upon graduating with a Bachelor's degree in Finance, he went on to work for PNC Bank as a Sales & Service Representative.  In 2019, Anthony came back to UBS to join our team as a Client Service Associate.  Anthony continues to be involved with his community by volunteering for the Juvenile Diabetes Research Foundation's walks and educational programs.

In his leisure time, Anthony enjoys being outdoors, particularly on the water.  You can find him and his fiancée, Morgan, on the boat most summer weekends.  Aside from outdoor activities, Anthony is very proud to cheer on his EMU Eagles and local Detroit sports teams.

Registered States:
MI

Shelley joined UBS in 2012 and has worked in the financial service industry since 1998. Prior to joining Penniman Wealth Management, she worked at Morgan Stanley Smith Barney. She is a graduate of Schoolcraft College with an associate’s degree in general business. Shelley and her husband, Ron, have two daughters and live in Westland. In their spare time, they enjoy traveling and cooking.

Lynn has more than 34 years of experience in the financial services industry. She joined UBS Financial Services in 1989 through its predecessor company, PaineWebber, as a Senior Client Service Associate. Lynn has always enjoyed building and maintaining relationships with clients over the years. She provides the team's clients with top-tier customer service, which includes executing all administrative and daily operational tasks and client requests, along with entering trade orders.

Education and Credentials 

• Associate of General Studies- M.C.C.
• Series 7 and 63 securities licenses
• Licensed Notary Public

Outside of work

Lynn volunteers with the Paralyzed Veterans Racing Team as Race and Athlete Support during training and cycling events. Along with her husband, she enjoys cycling and spending time with their adult daughter and large extended family at the family cottage.

Registered States:
MI

Matt joined UBS in 2019 after graduating from the Boler College of Business at John Carroll University with a major in finance and minor in economics. During his time in college, Matt held several leadership roles on campus and was a member of the John Carroll Leadership Scholars Program. He served as president and financial chairman of his fraternity as well as financial chairman of his volleyball team. Prior to joining UBS, Matt worked on the treasury liquidity management team at Quicken Loans in Detroit, MI during 2018.

Upon joining UBS, Matt worked in the Wealth Advice Center for 16 months out of the UBS Americas headquarters in Weehawken, NJ as a financial advisor. In this role, Matt obtained his SIE, Series 7, and Series 66 licenses. Additionally, he worked closely with clients to understand their personal goals and financial picture to establish and implement comprehensive financial plans.

Matt now resides in Northville, MI and enjoys maintaining an active lifestyle through sports. He plays in a wood bat baseball league in Ann Arbor, MI and also spends time playing sand volleyball, tennis, and racquetball on weekends.

Registered States:
IL, MI