Drive. Direction. Knowledge. Private Wealth Management

To help make a difference in the lives of our clients, we have to understand more than their balance sheets. We always start by asking: What's most important to you and your family? And why?

We help our clients navigate the changes that shape our global economy. Whether helping to advise some of the top CEOs in the country, engage tech-savvy entrepreneurs or working across each generation of exceptional families, we bring the multigenerational perspective and broad access of a Private Wealth Management team.

Our aim is to deliver the best to you every day in order to help guide you—and keep you—on the right track in meeting your goals.

The Alfa Group


phone

201-441-4963
201-441-4966



phone

855-218-9208





address

61 S Paramus Road
4th Floor
Paramus, NJ 07652




Our office locations

New Jersey
61 S Paramus Road
4th Floor
Paramus, NJ 07652

New York
299 Park Avenue
11th Floor
New York, NY 10171


Daniel Schwartz has been recognized as an industry leader.

  • Forbes Best-In-State Wealth Advisors, 2018, 2019, 2020
  • Forbes America's Top Wealth Advisors, 2016, 2017, 2018, 2019
  • Barron's Top 1,200 Financial Advisors, 2009, 2010, 2011, 2012, 2014, 2015, 2016, 2017, 2018, 2019, 2020
  • Financial Times Top 400 Financial Advisers, 2012, 2014, 2016, 2017, 2018, 2019

Family Office Consultants

Dan Schwartz is among a select group of Private Wealth Advisors (PWAs) who have earned the Family Office Consultant (FOC) business designation. They have demonstrated the knowledge and proficiency to help manage the investment, business, passion and legacy needs of sophisticated, ultra-high net worth (UHNW) clients and their families. Understanding the complexities of intergenerational wealth and the challenges their clients face, FOCs align specific needs to the full suite of UBS capabilities .


 

 

“Inspired by the example my father set of passion and drive, I have built this practice by always putting our clients and their families first. What we believe sets us apart is our compassionate understanding of each generation's unique needs.”

— Dan Schwartz


Connecting you to the global resources of UBS

We offer a disciplined process, integrated financial guidance, and investment and lending services to multigenerational families, entrepreneurs and C-suite executives. With our experience and insights, we can help you with a broad array of professional situations.

Multigenerational families
Seamlessly integrating comprehensive wealth management with institutional-level investment solutions, we provide affluent families with a flexible, customizable platform. We work across generations—with our multigenerational team—to help address growth strategies, insurance and lending solutions, wealth transfer and preservation, estate planning and philanthropic pursuits.

Our team also understands the dynamics of families working together to make important life decisions. Working with the UBS Global Family Office and Family Advisory and Philanthropy Services groups, we can help bridge generations to offer advice on family decision-making, business transition, wealth transfer and family office governance.

Collaborating with our Family Office Solutions Group, we bring the best of UBS insight and expertise to our clients—helping them explore highly bespoke opportunities for growth, capital preservation and wealth transition.

Senior executives
We sit at the table with senior executives throughout the country. Whether you need comprehensive planning during your wealth-building years, when changing roles or transitioning out of corporate life, we understand you need specific guidance:

Entrepreneurs
We work with a select number of entrepreneurial-minded clients who value our financial experience and knowledge. Through business networking and an innovative solutions, we can help address the full cycle of business needs from strategic financing to pre- and post-sale planning to succession and exit strategies. We help entrepreneurs simplify their lives to pursue their ventures.

Could you use a second opinion?

Are you confident in your investment strategy? Now might be the right time to get a new perspective from a dedicated team of Private Wealth Advisors.

One of three things might happen:

1. We find out that you are in good shape and advise you to stay where you are

2. We find out that you may need to make changes. If we're not a fit, we'll point you in the right direction to who is

3. We find gaps in your current plan and feel we could provide a significant advantage in helping you move forward with confidence

Integrated, multigenerational wealth management

Our initial conversations focus on understanding your objectives, values, interests and relationships– important components of successful financial planning. We then provide your family with a highly personal approach to helping manage wealth. In today's world, you need to understand how all the pieces of your complex life can affect your pursuit of important financial goals.

Liquidity. Longevity. Legacy.
Our approach can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own. Through the plan we create together, we can help you pursue what matters most today, tomorrow and for generations to come.



Multigenerational strategies for shaping your legacy
We're positioned to address your entire family's needs, ranging from growth strategies, to wealth transfer and preservation to philanthropic pursuits.

Estate and succession planning strategies
Whether you're transitioning a business or planning your legacy, we'll help with appropriate cash flow and portfolio strategies, as well as efficient tax structures, such as trusts and philanthropic vehicles. That‘s how we‘ll help the wealth you leave behind, create more impact for the people and causes who mean so much.

Liability management
We have a variety of credit solutions to help address both sides of your balance sheet; whether you need a mortgage, securities backed lending or a competitive credit card.

Insurance review
We view insurance as a tool to help preserve your family’s assets, replace income, and create a legacy for future generations and philanthropic beneficiaries.

Forensic cash flow analysis
Our forensic cash flow analysis helps provide an exploration across entities, companies and families, helping you understand your expenses and outflows.

Private Wealth Management access

Advanced Planning Group
Planning analysts regularly evaluate how changes in the legislative and tax landscape might affect your wealth:

  • Wealth planning
  • Estate planning strategies
  • Philanthropy

Credit and liquidity solutions
Access through UBS Lending resources to innovative credit solutions:

  • Securities-backed lending
  • Pre-IPO lending
  • Mortgages
  • Tailored lending

A focus on intrinsic value investing

As part of the Portfolio Management Program (PMP), which offers personalized, discretionary investment management, Dan has completed extensive training to help assist our clients with the investment process. This includes evaluating needs and objectives, determining the right investment strategy, managing assets, measuring performance, and evaluating investment results.

Our value investment approach
At the Alfa Group, we are fundamentally value investors—we assess the market to identify shares of select companies that we believe are undervalued and appear to trade for less than their intrinsic value; however, our assessment of companies doesn't end there. We continue our comprehensive evaluation and analysis of company balance sheets and performance. It's this rigorous due diligence that distinguishes The Alfa Group. We seek to own shares of companies that are trading at substantial discounts to their intrinsic value based on discounted cash flow analysis. We believe that the greater the discount, the greater the potential for investment return.

Objective and Strategies
The Global Macro portfolio seeks to produce returns that are competitive with the MSCI All Country World Index. The portfolio is largely comprised of high quality stocks and select ETF's. The strategy is long-only in nature and avoids making market timing calls, however, it will generally own large cash or treasury positions from time to time as market conditions warrant.

The Taxable/Tax free Bond Portfolio seeks to produce returns that exceed the Barclays Aggregate Bond Index.

The Portfolio is generally comprised of select ETF’s representing High Yield bonds, Emerging Market Debt, Preferred stock, and a portion in high quality stocks which historically have higher dividends. Individual treasury, corporate and municipal bonds can be utilized as well.

The strategy also utilizes option strategies that seek to generate income or manage risk. The strategy seeks to achieve tax-efficiency through tax loss harvesting and minimal annual turnover.

Our research
We aim to only invest in companies that we can thoroughly research and understand. We've found that certain businesses do not lend themselves to fundamental analysis, either because of complexity or opacity. We believe that the evaluation and analysis we do on a company enables us to find the appropriate investment for the portfolio.

Portfolio selection

  • While attractive valuation is very important to our strategy, it is not the only thing we seek in an investment.
  • We seek businesses that we believe may generate attractive returns on their invested capital
  • We are looking for reasonable debt levels, positive growth, attractive margins, competent management, and the ability to manage all phases of the business cycle.
  • We seek a low turnover approach and actively manage tax loss selling throughout the year.

Important disclaimers and risk disclosures regarding Portfolio Management Program.

Private Wealth Management access

Portfolio Advisory Group
Exclusively dedicated to sophisticated portfolio structuring:

  • Advanced quantitative analysis
  • Proprietary research
  • Dynamic diversification
  • Custom asset allocation

CIO Wealth Management Research,
Our global research organization:

  • More than 900 professionals across UBS
  • Focus on the global economy

Helping each generation be stewards of wealth

We help bridge the generations within a family. In order to help create continuity and structure that focuses on preserving wealth, our multigenerational team offers a highly personalized experience that is responsive and flexible to your family's needs.

Your values, your legacy
Attuned to helping you preserve the financial independence of your family, we can help you with legacy planning in line with each generation of your family.

Educating the next generation
When planning your estate or building your legacy, our team will work with you and each generation of your family to provide education on wealth planning, investing and philanthropy.

A team for your entire family
Generations of our clients' families turn to our friendly team for a host of financial and administrative needs. We have built long-lasting relationships by offering robust services that are tailored to your needs.

Private Wealth Management access

UBS Global Family Office

  • Advice on family decision making
  • Business and generational transitions
  • Wealth transfer
  • Family office governance



Insights

Creating your legacy

Creating a legacy that lasts

Creating a lasting and positive impact

Creating a lasting and positive impact