Your life’s work. Your lasting legacy. International Private Wealth Management

The families we work with have built substantial wealth in the U.S. and in Asia. We have great respect and admiration for their dedication and sacrifice.

Based in San Francisco, our team is strategically positioned to help our entrepreneurial clients across two of the most dynamic growth areas in the world: Silicon Valley and Asia. By providing U.S. based wealth management solutions to non-U.S. clients and clients with strong ties to Asia, we provide deep experience handling all aspects of their complex cross-border needs.

With a solutions-oriented approach and a degree of care and judgement that has earned the lifelong trust of our clients, we have created strong bonds across cultures. We believe every family hopes to impart advantages that are more than just material and financial. That is why we look beyond investment management to a bigger vision: helping you preserve wealth, and sustaining the legacy and values of your family for generations to come.

Zhong Wealth Management Group


phone

415-963-5291



phone

855-829-1993





address

555 California Street
Suite 3200
San Francisco, CA 94104



 

“Having emigrated to the US from Shanghai as a child, I am very fluid in both cultures. Working extensively with first generation wealth creators with strong ties to the U.S. and Asia, my goal is to be a bridge between the cultures, values and generations that characterize my exceptional clients.”

— Joanne Zhong
Senior Vice President–Wealth Management

 

Joanne Zhong has been recognized as an industry leader

  • Forbes, America’s Top Women Wealth Advisors, 2019
  • Forbes, Best-in-State Wealth Advisor (CA), 2019 – 2020

Personalized guidance for exceptional families

Our team focuses on the complex needs of wealthy clients with significant financial assets in the US. Our clients look to us for comprehensive wealth management for their families and heirs. As such, we are well versed in the complicated cross-border rules, investment and liquidity solutions and estate planning strategies unique to the international families we serve.

Cross-border rules
Our team has deep experience with the complexities, regulations and risks associated with conducting cross-border business. We are fully committed to operating within applicable regulatory and legal frameworks.

Across the US and Asia-Pacific region
We work with families who reside in the US and Asia. Whether you are building a business in the private funding stage, preparing for a liquidity event, or a significant stakeholder in a listed company, we help simplify the complexities so you can focus on enjoying your success.

An international team
Our team members are highly credentialed. In addition, members of the team speak fluent Mandarin and Shanghai dialects.

Focused on the needs of each generation

Many families with significant wealth require a broad array of planning solutions. But whom do you trust to help simplify your complex needs? We can help bridge the generations within your family and deliver a planning structure that is focused on preserving wealth, seizing opportunity and creating continuity.

Bridging the generations
We invest the time to understand your family wealth dynamics and the important decisions you face. Our team helps you navigate the intersection of family, business, finance and legacy by building planning strategies that serve your current needs and help meet the goals of future generations.

Multigenerational wealth
We facilitate cross-generational conversations that can help you determine how best to articulate your values and put them into action. By offering financial education to each generation, our team can help you address your most complex family challenges.

Trust and legacy planning strategies
Your family’s financial security may depend not only on how you manage your wealth today, but also on how you preserve it for the future. Estate planning strategies and personal trusts can help ensure ongoing management of your assets, help minimize or eliminate estate and transfer taxes, and preserve your assets across generations.

Sophisticated solutions based on careful analysis

As founders of significant global businesses, as well as active investors, our clients encounter substantial liquidity and tax challenges. Some clients may face a post-IPO concentrated equity position. Others are looking to monetize their holdings or want to preserve value and ease their tax considerations. We offer deep technical experience and access to specialists that can provide innovative strategies for your complex situation.

Monetizing strategies, cash flow and risk management
Whether you’re looking to access liquidity, reassess short-term cash flow, execute a particular investment strategy or build a tax-efficient wealth transfer plan, our team can provide highly tailored solutions for your most complex needs.

Post liquidity planning
The right wealth management strategy can help you make a successful transition to the next phase of your journey. We’ll conduct a thorough analysis of your situation and coordinate with our network of third-party and UBS specialists to deliver the technical and planning expertise you need.

Asset allocation and risk
Through our comprehensive due diligence and planning process, we gain a deep understanding of your entire financial picture. This allows us to craft an asset allocation based on your financial plan that seeks to balance your tolerance for risk with your family’s growth and income goals.

The unique challenges of international tech entrepreneurs

Whether you’re building capital, preparing an IPO, selling your company, looking to manage existing liquid assets or transferring wealth, we have a honed process for helping you make smart, informed financial decisions. We address the full cycle of business needs from pre-liquidity planning to succession and exit strategies to post-liquidity wealth management.

Pre- and post-IPO planning
We have worked with a range of clients who are navigating an IPO. Our guidance begins with critical pre-liquidity planning and progresses through execution and closing. To help inform our recommendations about exit strategies, tax considerations and post-liquidity planning, we’ll coordinate with our network of boutique M&A banks as well as UBS and third-party specialists.

Strategies for concentrated positions
We help educate and manage the risk of holding a concentrated equity position, options for liquidating and/or helping to preserve the value of this position and the tax consequences of various strategies. We have considerable experience with solutions for immediate monetization and hedging for holdings.

Corporate and executive services
With complicated regulatory rules for corporate insiders, industry insiders need specific guidance. Understanding that insiders face regulatory challenges buying and selling restricted stock, we will help formulate a written, predetermined, and systematic 10B5-1 trading plan that satisfies liquidity needs in an efficient and compliant manner. We assist with 144 sales, block sales, hedging strategies, and restricted stock lending.

UBS—A global leader

The strength of a world-wide wealth manager

UBS is the largest wealth manager in the world.1 Our team has built strong relationships with an extensive network of specialists across the firm. We leverage these relationships, as well as professionals across the industry, to connect you to an array of resources across the globe.

A heritage of leadership
UBS has been successfully managing its clients’ wealth for more than 150 years, with deep resources in investment, banking and asset management businesses.

Stability
UBS’s solid long-term credit ratings and economic stability ranks within the highest levels among large global banks.

An independent platform
One of the great advantages our team has is our truly independent approach. We offer flexible solutions and are not constrained to internal investment products.

Private Wealth Management

As a team within the exclusive Private Wealth Management division at UBS, we connect you to the dynamic presence of a truly global firm. Our team has the training, access and understanding of complex wealth and the individuals and families who create it, inherit it and pass it on.

Advanced Planning Group
Planning analysts regularly evaluate how changes in the legislative and tax landscape might affect your wealth

Credit and liquidity solutions
Access through our extensive UBS banking resources to innovative credit solutions

Portfolio Advisory Group
Exclusively dedicated to sophisticated portfolio structuring

CIO Wealth Management Research
Our global research organization, with more than 900 professionals across UBS

Family Advisory Group
This group offers solutions that extend beyond your portfolio

UBS Global Family Office
A highly specialized team dedicated to seamless integration for family office services

Liquidity. Longevity. Legacy.

Our approach can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own. Through the plan we create together, we can help you pursue what matters most today, tomorrow and for generations to come.

Liquidity– The next 3 years

To help maintain your lifestyle

This strategy helps you manage cash flow for near-term expenses. It can give you the confidence to fund short-term needs regardless of the markets, and helps reduce the likelihood of making impulsive investment decisions during periods of market volatility.

  • Entertainment and travel
  • Taxes
  • Purchasing a home

Timeframes may vary. Strategies are subject to individual client goals, objectives, and suitability. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved.

All investments involve the risk of loss, including the risk of loss of the entire investment.

Longevity– 4 years – lifetime

To help improve your lifestyle

  • Retirement
  • Healthcare and long-term care expenses
  • Second home

Timeframes may vary. Strategies are subject to individual client goals, objectives, and suitability. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved.

All investments involve the risk of loss, including the risk of loss of the entire investment.

Legacy– Now – beyond your lifetime

To help improve the lifestyle of others

  • Giving to family
  • Philanthropy
  • Wealth transfer over generations

Timeframes may vary. Strategies are subject to individual client goals, objectives, and suitability. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved.

All investments involve the risk of loss, including the risk of loss of the entire investment.

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