Michael A. Zinn, CFP®, CIMA®, First Vice President, Wealth Management Advisor. Michael is a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional and a Certified Investment Management Analyst (CIMA®) and has been advising high net worth clients since 1990. A graduate of Tufts University, Michael taught math briefly before joining Cowen & Company in 1990 and then Merrill Lynch in 1993. At UBS, Michael's responsibilities include private portfolio management, selection of professional fee based money managers and financial planning analysis. Michael has made numerous appearances on CNBC Squawk Box to discuss his outlook on the market.  Michael, his wife and three boys reside in Montclair, NJ.

Registered States:
AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, MA, MD, ME, MI, NC, NJ, NM, NV, NY, OH, OR, PA, RI, TX, UT, VA, WA

Bradley I. Ray, CFP®, CIMA®, Senior Vice President, Wealth Advisor, Senior Portfolio Manager, PMP Program. Brad is both a CERTIFIED FINANCIAL PLANNER™ professional and a Certified Investment Management Analyst (CIMA®) and has been advising high net worth clients since 1999. Brad earned his BS from The Pennsylvania State University, where he studied Quantitative Psychology and Information Systems & Statistical Analysis. Brad's responsibilities include financial planning, investment strategy, corporate retirement plans and portfolio management. Brad, his wife Jennifer, daughter Ella, son Xavier and dog Tiki reside in Larchmont, NY.

Registered States:
AZ, CA, CO, CT, DC, DE, FL, GA, IL, MA, MD, ME, MI, NC, NJ, NV, NY, OH, OR, PA, RI, TX, UT, VA, WA

Ryan J. Svatora, CRPC®, ADPA®, Financial Advisor. Ryan is a Chartered Retirement Planning Counselor™ & Accredited Domestic Partnership Advisor™ and has been advising high net worth clients since 2003. At UBS he focuses on Financial Planning for the Gay & Lesbian Community and its Allies. He has been featured in USA Today, is LOGO TV's LGBT Financial Advisory Expert and is a Steering Committee Member on the UBS Pride Professional Network. Ryan earned his BS from The Pennsylvania State University, where he studied International Business and Management.

Registered States:
AZ, CA, CO, CT, DC, DE, FL, GA, IL, MA, MD, ME, MI, NC, NJ, NV, NY, OH, OR, PA, RI, TX, UT, VA, WA

Sophie K. Jacobs, Wealth Strategy Associate. Sophie's responsibilities with the team include client relationship management, security transactions and assisting with market research.  Sophie is originally from Blue Bell, PA, and graduated from the University of Miami where she majored in Finance. She currently resides in Manhattan, NY. 

Registered States:
AZ, CA, CO, CT, DC, DE, FL, GA, IL, MA, ME, MI, NC, NJ, NV, NY, OH, PA, TX, UT, VA, WA, WV

Roni Berger, Client Service Associate. Roni assists in all aspects of client service and operational responsibilities for the team, including fulfilling client requests, scheduling portfolio reviews, and providing tax documents. Roni is from Fair Lawn, NJ, and graduated from SUNY University at Buffalo where she majored in Business Administration with a concentration in Finance.