Focused on the priorities of plan sponsors

In an evolving retirement plan landscape, plan sponsors need advice and guidance more than ever. Rita understands both the incentive value of a retirement plan and the commitment required to administer the plan and address fiduciary responsibilities. Investment reviews, daily plan administration, and participant support and education can be overwhelming. Combining the experience resources of UBS with her own knowledge, perspective and insights, Rita can help you create a stronger plan to help give your employees greater confidence in their retirement and their future.

Advice and advocacy

Since 1996, Rita has been helping to empower retirement plan sponsors with insight and best practices to meet their fiduciary responsibilities while supporting employees’ retirement planning goals. As a Senior Retirement Plan Consultant, Rita considers herself an educator as well as an advocate. By integrating plan feature consulting with employee education, she has helped sponsors build effective communication programs that have driven overall plan participation. Rita also advises her clients on competitive cost structures, investment committee priorities and decision-making, and organizing key fiduciary documents.

Outside of UBS, Rita is an active spokesperson in her professional community. She is often a featured guest speaker on ERISA topics at industry conferences and events, including those of the Chicago Bar Association, Financial Executives International, the SPARK National Conference, the PLANSPONSOR National Conference and the CPA® Society.

Education and professional achievements

In addition to her nearly 20 years of experience in retirement plan consulting, Rita’s education and professional achievements enhance her capabilities and her consultative process:

• Certified Investment Management Analyst® (CIMA®)
• Chartered Retirement Plans Specialist® (CRPS®)
• Accredited Investment Fiduciary® (AIF®)
• B.A. with a concentration in finance from the University of South Florida
• M.S. in business administration from the Stuart School of Business at the Illinois Institute of Technology in Chicago

Recognitions that help build confidence

• 2018: Named by Barron's as one of the Top 100 Women Financial Advisors in the U.S.
• 2015 - 2018: Named by Financial Times as one of the FT 401 Top Financial Advisers in the U.S.
• 2013 – 2017: Named by PLANSPONSOR/PLANADVISER as one of the Top 100 Retirement Plan Advisers in the U.S.
• 2015: Awarded Retirement Plan Adviser of the Year by PLANSPONSOR/PLANADVISER
• 2010: Named by PLANSPONSOR/PLANADVISER as one of the Top 5 Plan Advisers in the U.S.
• Featured in publications such as: Chicago Business Journal and Crain's Chicago Business

Registered States:
AK, AR, CA, DC, DE, FL, GA, IL, IN, KS, KY, MA, MI, MN, NC, NJ, NY, OH, OK, PA, SC, TX, UT, VA, WI

Sam joined the UBS Retirement Plan Consulting Group in 2007 and has spent the past 12 years working with employer sponsored retirement plans such as 401(k), 403(b), Non-Qualified Deferred Compensation, Cash Balance, Money Purchase and Pension Plans. Sam brings a human element to helping participants become financially aware of their short and long term investment goals. He specializes in working with plan sponsors to design and implement targeted employee education & communication campaigns that empower plan participants of all age groups, whether they're just starting their first savings plan, or nearing retirement. Sam's holistic retirement educational programs are centered around financial wellness which includes: social security maximization, Health Savings Accounts (HSA) and paying down student loans. Sam prides himself in working with employees in developing personal financial planning strategies that meet the needs of both their short and long term goals. Furthermore, Sam's assistance in building a financial goal analysis report provides participants with an integrated view of financial outcomes which allows participants to understand their options and provide suggestions on how to pursue the future they envision.

Sam's expertise also includes an adept knowledge of the investment management fiduciary process based on qualified plan DOL and ERISA rules. Sam also partners with his team to deliver quarterly investment reporting to Investment Committees along with annual fee benchmark reporting, and has been an advocate of applying plan design optimization solutions to assist in overcoming behavioral finance challenges to improve retirement savings outcomes. 

My professional achievements and education

-Bachelor of Science degree in finance from the University of Dayton in Ohio

-Licensed Series 7 and Series 66

-Certified Chartered Retirement Plans Specialist (CRPS®)

-Investment Management Consultants Association's (IMCA) Essentials of Investment Consulting Certificate Program.

Registered States:
AK, CA, CO, FL, GA, IL, IN, KY, MA, MN, NY, OH, OK, TX, VA

Joe is the newest addition to the UBS Retirement Consulting team. Prior to joining Rita and Sam at UBS, Joe spent the past 3 years working as a client relationship manager in servicing 32 employer sponsored retirement plans.  Joe brings plan sponsors experience in managing projects surrounding payroll integration and various operational day to day activity in utilizing his experience and resources in partnering with client HR teams.  Joe's experience in being directly responsible for assisting plan sponsors with day to day administration distinguishes our team in having additional experience in working with client's record-keepers.  

Joe is responsible for servings as an intermediary between HR team members and Retirement Plan Providers to ensure set  deadlines are met, efficient processes are established and operational task items are completed on a timely basis. Joe will also serve as an additional resource that participants can reach out to for any questions pertaining to their retirement account.

Joe earned a bachelor Arts degree in Communications and Electronic Media from the University of Wisconsin Whitewater.  Joe is FINRA registered and currently holds his series 6, 7, and 66 license. 

Registered States:
IL, WI