Experience Makes all the difference

Our team has the resources and experience to build highly customized, comprehensive solutions. Our consultative process helps our clients clarify their current financial situation, identify challenges and create a comprehensive plan. We collaborate with our clients’ other trusted advisors, as well as our network of professionals to develop one integrated approach.

Nicholas Pepe

Managing Director - Wealth Management
201-587-2750
nicholas.pepe@ubs.com

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Bringing institutional perspective to Private Wealth Management
Nick brings extensive institutional sales and Investment Banking experience to Soteria Wealth Management. His understanding of institutional trading, markets and risk, provides a valuable perspective to executives in healthcare and financial services. Today, Nick manages the portfolios of investment bankers, traders, research analysts and senior financial executives. He also advises a number of clients in large-cap pharmaceuticals, specialty pharmaceuticals and the biotechnology sector.


“When it comes to managing personal wealth, we bring the institutional experience and rigor that sophisticated families expect and deserve.”


Experience

  • 25 years in the institutional equities business
  • Managing Director and Head of US institutional equity sales, UBS
  • Operating Committee member, US institutional equity sales, UBS ($1 billion in revenue; responsible for all IPOs, secondary sales, convertibles and block transactions)
  • Managing Director, Institutional Equities, Swiss Bank (formerly Dillon, Read & Co.)

Life

  • Nick is the father of six children.
  • They love traveling and spending time together.


Registered States:
AZ, CA, CO, CT, DC, FL, GA, IL, MA, MD, NC, NH, NJ, NV, NY, PA, RI, SD, TN, VA, WA, WV


Michael James

Senior Vice President - Wealth Management
Senior Portfolio Manager
201-587-2019
michael.james@ubs.com

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Tackling complex wealth issues, managing risk, helping preserve capital
In his nearly 20 years in the financial industry, Mike has helped navigate clients through volatile markets and holds great respect for the markets’ risk-reward dynamic. Mike aims to proactively address complicated issues—before they actually become problems. As the team’s portfolio manager, he develops creative solutions for helping clients manage risk. He enjoys the challenge of simplifying the complex and working with affluent families to help preserve their wealth, whether through thoughtful investing or tax-saving solutions.


“I have great respect for the capital of others—I treat the responsibility of managing those assets with the gravity it deserves.”


Experience

  • Financial Advisor, RBC Dain Rauscher

Credentials

  • On Wall Street Top 40 Advisors Under 40, 2019
  • Forbes "Best-In-State Wealth Advisors" (NJ), 2019
  • UBS “Top 35 under 35,” 2014, 2015, 2016
  • Series 7, 31, 63 and 65 securities licenses
  • Life and health insurance licenses

Life

  • Mike has four daughters.
  • He enjoys coaching softball.


Registered States:
AZ, CA, CO, CT, DC, FL, GA, IL, MA, MD, NC, NH, NJ, NV, NY, PA, RI, SD, TN, VA, WA, WV


Joseph M. Vogler, CFP® CPWA®

Senior Vice President - Wealth Management
CERTIFIED FINANCIAL PLANNER™
201-587-2759
joseph.vogler@ubs.com

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Making a positive impact through planning
Focused on providing strategic financial planning within Soteria Wealth management, Joe strives to help clients grow, preserve and transition their wealth to their families and the causes that matter most. Growing up, Joe was taught the importance of budgeting, saving and planning. He brings those values to each relationship—values that shape the advice and recommendations he truly hopes can make a positive impact in his clients’ lives.


“I feel a tremendous responsibility to my clients—they’ve entrusted us with a very important part of their lives—helping to ensure that their wealth and legacy are preserved.”


Experience

  • Hall Capital Partners multifamily office

 Credentials

  • UBS "Top FAs Under 35," 2019
  • Forbes “America’s Top Next Generation Wealth Advisor,“ 2017, 2018
  • NFLPA Registered Player Financial Advisor
  • CERTIFIED FINANCIAL PLANNERTM (CFP®) practitioner
  • Certified Private Wealth Advisor (CPWA®)
  • Series 7 and 66 securities licenses
  • Life and health insurance licenses
  • B.S., Colgate University

Life

  • Joe is happily married and currently a proud dog owner.
  • He enjoys golf and traveling.
  • He supports a number of charities focused on youth, the military and special needs.


Registered States:
AZ, CA, CO, CT, DC, FL, GA, IL, MA, MD, NC, NH, NJ, NV, NY, PA, RI, SD, TN, VA, WA, WV


Graham Falbo, CFP®, CIMA®

Financial Advisor
CERTIFIED FINANCIAL PLANNER™
201-587-2714
graham.falbo@ubs.com

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Facilitating financial independence for the future
As the son of small business owners, Graham knows first-hand the value of planning for what’s next. Through collaboration with clients, he uncovers their goals and what is most important to them. His diverse professional background and skills provide him the experience to help implement a risk-efficient plan for each client. Graham works tirelessly to help the plan stay nimble as life presents new challenges and goals— always with financial independence as the focus.


“I firmly believe that with proper planning and education, every person can achieve their goals.”


Experience

  • UBS Wealth Planning Analyst
  • Provided strategic financial planning to over 80 Financial Advisors and their clients
  • Manager, International Private Equity and Venture Capital Data Operations, Cambridge Associates
  • Led an international team focused on facilitating alternative investment solutions for trusts, foundations and endowments

 Credentials

  • CERTIFIED FINANCIAL PLANNERTM (CFP®) practitioner
  • Certified Investment Management Analyst (CIMA®), Yale School of Management
  • Series 7 and 66 securities licenses
  • Life, health and accident insurance licenses
  • M.B.A., business administration, College of William & Mary
  • B.A., history and kinesiology, College of William & Mary (varsity football player)

Life

  • Graham participates in a number of charity events with both UBS and his alma mater, William & Mary.
  • Graham, his wife, Katie, and their two children live in Franklin Lakes, NJ.


Registered States:
AZ, CA, CT, DC, FL, GA, IL, MA, MD, NC, NH, NJ, NV, NY, PA, RI, SD, TN, VA, WV


Tracy Byrnes

Financial Advisor
201-525-2491
tracy.byrnes@ubs.com

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The benefits of advice, perspective and an unconventional career
As a single mother of three teenagers, Tracy has learned firsthand the value of surrounding yourself with supportive people who offer sound advice. Her career in wealth management couldn’t be a better fit. Tracy strives to be a stabilizing force for her clients, a source of advice that can help them make well-informed decisions and plan for their families and businesses, especially during stressful times.


“I am thrilled to bring a new dimension of life experiences and a unique perspective to our team and the relationships we build with clients.”


Tracy’s unconventional career as a long-time business journalist and former anchor and reporter for FOX News and FOX Business Network serendipitously led her to her current role. The diversity of people she has met over the years has provided her with insight, experience and a true ability to translate complex concepts into straightforward advice. By helping her clients build a solid financial infrastructure, Tracy can help her clients pursue their goals and plan confidently for the future.

Experience

  • Anchor, reporter, FOX News and FOX Business Network
  • Chief Correspondent, TheStreet.com
  • Senior Accountant, Ernst & Young, LLP

Credentials

  • M.B.A., accounting, Rutgers University
  • B.A., economics, Lehigh University

Life

  • She enjoys spending time with her children who, to her, are the “coolest” kids out there.


Registered States:
AZ, CA, CO, CT, DC, FL, GA, IL, MA, MD, NC, NH, NJ, NV, NY, PA, RI, SD, TN, TX, VA, WA, WV


Susan M. McGivney

Wealth Strategy Associate
Relationship Manager
201-441-4973
susan.mcgivney@ubs.com

With more than 29 years in the financial services industry, Susan joined UBS in 2012. She is responsible for all aspects of Soteria Wealth Management's client service. Susan handles special team projects and monitors account activity and internal reports to keep the team and clients informed. Susan earned a B.S. degree in business economics from the State University of New York at Oneonta. Susan has her Series 7 and 63 securities licenses. Susan and her husband live with their four children in Tappan, NY.


Registered States:
AZ, CA, CO, CT, DC, FL, GA, MA, MD, NC, NH, NJ, NV, NY, PA, RI, SD, TN, VA, WV


Jennifer T. Barrett

Client Service Associate
201-587-2027
jennifer.barrett@ubs.com

Jen joined UBS in 2013 after working at Morgan Stanley for 10 years as a Senior Registered Client Service Associate. She has developed relationships with investors to deliver exceptional client service. Jen currently holds the Series 7 securities license. Jen graduated from Dumont High School and attended New York University. She lives in Fairfield, NJ with her son, John.


Registered States:
NJ


Ryan Anthony Incognoli

Client Service Associate
201-441-4932
ryan.incognoli@ubs.com

Ryan joined UBS in 2018 after graduating magna cum laude from Boston University. Ryan currently holds the Series 7 securities license. He is an avid skier, the oldest of four siblings, and lives in Ridgewood, NJ.